多德-弗兰克法明显的改变了社区银行和互助储蓄银行监管环境外文翻译.docVIP

多德-弗兰克法明显的改变了社区银行和互助储蓄银行监管环境外文翻译.doc

  1. 1、原创力文档(book118)网站文档一经付费(服务费),不意味着购买了该文档的版权,仅供个人/单位学习、研究之用,不得用于商业用途,未经授权,严禁复制、发行、汇编、翻译或者网络传播等,侵权必究。。
  2. 2、本站所有内容均由合作方或网友上传,本站不对文档的完整性、权威性及其观点立场正确性做任何保证或承诺!文档内容仅供研究参考,付费前请自行鉴别。如您付费,意味着您自己接受本站规则且自行承担风险,本站不退款、不进行额外附加服务;查看《如何避免下载的几个坑》。如果您已付费下载过本站文档,您可以点击 这里二次下载
  3. 3、如文档侵犯商业秘密、侵犯著作权、侵犯人身权等,请点击“版权申诉”(推荐),也可以打举报电话:400-050-0827(电话支持时间:9:00-18:30)。
  4. 4、该文档为VIP文档,如果想要下载,成为VIP会员后,下载免费。
  5. 5、成为VIP后,下载本文档将扣除1次下载权益。下载后,不支持退款、换文档。如有疑问请联系我们
  6. 6、成为VIP后,您将拥有八大权益,权益包括:VIP文档下载权益、阅读免打扰、文档格式转换、高级专利检索、专属身份标志、高级客服、多端互通、版权登记。
  7. 7、VIP文档为合作方或网友上传,每下载1次, 网站将根据用户上传文档的质量评分、类型等,对文档贡献者给予高额补贴、流量扶持。如果你也想贡献VIP文档。上传文档
查看更多
外文题目: Dodd-Frank Act Significantly Changes Regulatory Environment For Community Banks And Thrifts 出 处: Bank Counting And Finance2010(10):P11-56. 作 者: Thomas M.Maxwell,Claudia V.Swhier 原 文: Abstract:Aspects of the Wall Street Reform and Consumer Protection Act profoundly affect how community banks, thrifts and small bank and thrift holding companies will be regulated.On July 21, 2010, President Obama signed into law the Dodd-Frank Wall Street Reform and Consumer Protection Act (“the act”),which significantly amends federal oversight of the financial industry. While much media attention has focused on issues covered by the act that primarily affect only large financial institutions, such as how to resolve entities that are “too big to fail” and regulate derivatives trading by complex financial holding companies, the act also includes provisions that will profoundly affect how community banks, thrifts and small bank and thrift holding companies will be regulated in the future. These provisions, among other things, abolish the Office of Thrift Supervision (OTS) and transfer its functions to the other federal banking agencies, relax rules governing interstate branching, allow financial institutions to pay inter- est on business checking accounts, change the scope of federal deposit insurance coverage and impose new capital requirements on bank and thrift holding companies. With these changes, described below, the act may represent the most significant financial legislation affecting community banks and thrifts in the post-Depression era. Elimination of OTS While the act eliminates the OTS and transfers its powers and functions to the other federal banking agencies, it also preserves the thrift charter. The act transfers to the Office of the Comptroller of the Currency (OCC) all functions of the OTS relating to federal savings associations and all rulemaking authority relating to savings as

您可能关注的文档

文档评论(0)

chengzhi5201 + 关注
实名认证
文档贡献者

该用户很懒,什么也没介绍

1亿VIP精品文档

相关文档