物流企业投保险种组合研究毕业论文范文.docVIP

物流企业投保险种组合研究 [摘要] 物流企业是服务行业的新贵，发展至今它不仅面临着机遇，同时也面临着挑战。特别是金融危机以来，更是陷入了举步维艰的境地。同时在运营过程中，企业还会遇到各种天灾人祸，面对着这些不期而至的外来风险，物流企业还不擅于用投保的方式转嫁风险，因而未能充分利用保险项目来保障自身利益。而保险公司也未能针对保险企业的特别需求来制定相应的保险项目，以保障物流企业的资产。本文针对此现状，首先对物流企业投保险种的组合进行了定性研究；接着从定量的角度研究企业在投保资金有限的情况下，怎么使自己的保障水平最大化，建立了相应的数学模型，同时采用了分枝定界法和贪婪加入启发式算法进行求解，目的在于使企业投保的险种能发挥作用，为企业未来的发展保驾护航。 [关键词]物流企业 风险 保险 　 The Insurance Portfolio Research of Logistics Enterprises [Abstract] In the service sector, logistics enterprises is a new member, but its development has been in the dilemma. It faces with not only the opportunities but also the challenges, especially since the financial crisis happened. At the same time, in the operating process, the enterprises will encounter a variety of natural and man-made accidents. In current, the logistics enterprises can not make full use of the terms of insurance to protect their own interests. The insurance companys also fail to address the special needs of the insurance industry to develop appropriate insurance coverage, in order to protect the assets of logistics enterprises. First of all, in this paper, the writer does the qualitative research for a combination of logistics enterprises insurance covereages which have carried out; and then in the case of limited funds, the writer analies a quantitative point of view on which to make to maximize their own level of protection and set up a mathematical model. The usage of the branch-and-bound method and the greedy adding heuristic algorithm designed to enable the result of the insurances portfolio with a sexual. And as a result to protect the future development of the enterprises. [Key Word] Logistic enterprise; risk; insurance 目录 引 言 1 第 1 章 绪论 2 1.1 基本保险术语 2 1.2 物流企业的分类 2 1.3 物流企业投保组合的必要性分析 4 第 2 章 物流企业投保险种组合 8 2.1 已有险种介绍 8 2.2 不同类型企业物流保险险种的组合 10 第 3 章 物流企业投保险种组合优化 13 3.1 建模 13 3.2 求解方法 14 3.3 算例 15 结束语 21 致谢语 22 参考文献 23 附录 24 引 言 　　“天有不测风云，人有旦夕祸福”。自然灾害和意外事故是人类生活中有可能发生，也有可能不发生的或然风险，而保险就是转移风险、补偿损失的最佳手段。发展至今，保险在各大行业中的发展已经是相当