论我国企业职-工基本养老保险制度存在的问题与对策.docVIP

论我国企业职工基本养老保险制度存在的问题与对策 内容摘要：国家就企业职工基本养老保险制度进行改革，调整了个人账户的缴费标准，增加了社会统筹资本的比例。这是一项长远的调整方案，对我国现存的“个人账户亏空”问题以及日益增长的老年福利问题均有很好的解决。并且改革提出要“做实个人账户”，为今后我国企业职工基本养老保险制度的可持续发展提供了有力保障。????关键词：养老保险制度?? 个人账户?? 调整????By our country enterprise staff basic old-age insurance system existence????question and countermeasure????ZHang??Xuan????Abstract：The country carries on the reform on the enterprise staff basic old-age insurance system, adjusted individual account to pay expenses the standard, increased the society to plan the capital the proportion. This is a long term adjustment plan, extant individual ac