Terms of payment.docVIP

Terms of payment 1 remittance M/T, T/T and D/D 汇付---(付款人(买方)根据合同中约定的条件将货款通过银行寄给收款人 汇款方式一般是买方预付货款,但也有先运后付款的情况(顺汇和逆汇) exporter 1.invoice importer 5 goods 2.payment 4 settlement Exporter’s bank 3payment importer’s bank Payment in advance, cash with order 2 collection (托收) 顾客委托银行代为收取各种款项的服务 光票托收 clean collection 出口仅开汇票而不附商业单据(货运单据)的托收 跟单托收 documentary collection 连同货物货运单据一起委托给银行 D/P (document against payment)付款交单 D/P at sight 即期付款交单-----. .凭付款交出单据 D/P after sight 远期付款交单---( 凭远期付款交出单据 D/A (document against acceptance) 承兑交单 凭远期汇票的承诺交出单据 Exporter Importer 1.document 6 settlement 4payment 3 document Exporter’s bank 2 document Importer’s bank 5 Bank transfer 风险, D/P风险销小一些,在付款交单的情况下,如进口商未付款,物权凭证就还在代理银行手上,出口商的损失仅为: 运费+进口港存储+保险+银行费用 D/A 风险最大,出口商在货款收入到前就推动了对货物的控制权 L/C 以银行信用为基础,付款由银行担保 L/C 是银行应进口人的要求为其开给出口人的一种付款保证 Importer (applicant, opener, buyer) Exporter (beneficiary, seller) Importer’s bank (issuing bank, opening bank, paying bank) Exporter’s bank (advising bank, notifying bank,) 出口人所在地银行,而且通常是开证行的业务代理行 1 contract Exporter 5 goods Importer 6 documents 7 payment 4advice 9 P/D 2 L/C obligation Exporter’s bank 3 L/C Importer’s bank 8 document/payment importer send contract to the exporter importer open L/C obligation (from the importer’s bank) opening bank open an L/C to exporter’s bank advising bank advise the beneficiary seller send goods to the buyer and obtain shipping documents from the carrier seller present the shipping documents to the exporter’s bank exporter’s bank pay money to the seller and in return, get the documents D-P D—P + confirming bank (confirmed L/C, unconf