学年论文46450.docVIP

本科学年论文 论文题目： 保险公司绩效因素的统计分析 学 院： 数学科学学院 年 级： 2009级 专 业： 统计学（精算方向） 姓 名： 党博 学 号： 指导教师： 李春艳 2013年 3 月 7 日 摘要 随着我国国民经济的迅猛发展, 经济建设日益繁荣以及国民对风险保障意识的提高, 保险行业在社会发展中起着不可替代的作用。风险保障功能在人民的社会生活中起着举足轻重的作用。它是国家金融领域的三大支柱之一, 是经济建设、人民生产生活的稳定器和润滑剂。这两年来外资保险公司在中国推进的速度明显快速化, 大批外资机构人员和资金的介入让中国的保险业更加快速地走向国际化。 外资保险公司在中国推进的速度明显快速化, 大批外资机构人员和资金的介入让中国的保险业更加快速地走向国际化。在这样一个机遇与挑战并存的蓬勃发展的行业中，国内各保险公司的竞争，国外保险与国内保险的竞争使得各个保险公司都十分的关注自己的绩效成绩。因为绩效是保险公司综合实力的体现,外在压力和内在动力都迫切要求我国保险公司加强自身管理,提高经营绩效。科学评价我国经济增长时期保险公司经营绩效,并对保险公司的经营发展提出有针对性的建议,具有一定的理论意义和现实意义。 保险 经营绩效 主成分分析法 核心竞争力理论 随机效应模型 DEA Abstract With the rapid development of our national economy, the economic construction and national growing prosperity of risk security consciousness enhancement, the insurance industry in the development of the society plays an irreplaceable role. Risk guarantee function in peoples social life plays an important role. It is the national financial field one of the three pillars of economic construction, the peoples production and life of the stabilizer and lubricant. The two years of foreign insurance companies in China to push speed obviously quickly, a large number of foreign agency personnel and funds intervention let Chinas insurance industry more quickly toward internationalization. Foreign insurance companies in China to push speed obviously quickly, a large number of foreign agency personnel and funds intervention let Chinas insurance industry more quickly toward internationalization. In such a opportunities and challenges of the vigorous development of the industry, domestic insurance companys competition, foreign insurance and insurance of domestic competition for the various insurance companies are very concerned with their own performance results. Because performance is insurance company reflects their comprehensive strength, and the external pressure and inner power are pressing for an insurance company in China to strengthen their own management, improve t