中国农村养老保险现状分析和对策研究.pdf

本文的研究在当前有着比较重要的现实意义，特别是本文提出 了建立分层次的统账结合的农村养老保险模式，也为政府实施农村 养老保险改革提供了一种新的制度选择。 关键词：农村，养老保险，现状分析，对策研究 中图分类号：0979 THEPoLlCYoF ANALYSETHEPRESENTANDSTUDY INSURANCEINCHINACoUNTRY ENDOWMENT ABSTRACT todealwiththerural Atthe of1990s，inorder beginning aging crisis，our benefitedfromthe oftheurban government experience endowmentinsuranceandenactedthe aboutruralsocialized project endowmentinsurance．The ofthis indicatedthe implementationproject ofour ruralsocializedendowmentinsurance beginning country’S undertaking． dealofdrawbacksinthecurrentrural But，a exist endowment great insurance resultsinthereasonof system．Therefore，analyzing these for medicine and problems，prescribingspecificailment，reformatting the urbanendowment the perfecfing insurance，forsupportingstability of that and the establishthe rural societyrealizingtarget multilayer endowmentinsurancehas the got veryimportantmeaning Inthis author the andcurrent discourse，theanalyzedhistory situationofour ruralendowment country’S insurance，referredtothe of and the of foreign developmentsystempropoundednecessitysetting rural up endowmentinsurance tothe about system．Accordinganalyses thedefectsonthe andthe intheexcution design questions course， 7 author thatour ruralendowmentinsuranceshouldbe proposedcountry’S reformedand wecan the consolidated perfected．Andtry multi--layer annuitiescombinewiththeindividualaccountannuities together system． one introducedthe andcurrentsituationof Chapter history China’Srural endowment two therural crisisand insurance．Chapter analyzed aging thetraditionaldifficultiesand of after way’S challengeslookingold and the ofruralendowmentinsurance peopleexpanded importance threedescribedthe that Chapter existincurrent andthe problems system mustbe questionssolved，suchas，thesource value and and aboutrural preservingappreciation company’Ssystem four，author the pension+S different management．Chaptercontraposed kindsthe as，the wholostfieldsthe peasants such peasants peasants