2006_Domestic_Trade_Credit_Insurance.pptVIP

CREDIT INSURANCE信用保险 Credit Insurance 信用保险 A/R = Liquid Asset; Source of Operating Cash inflow; Increases with the Sales; however, mostly on Unsecured basis; 应收账款是流动性资产，是经营性现金流入的来源； 它伴随销售成长而增长，然而在多数情况下却是缺乏保证的 How to protect the AR against non-payment risk in the competitive and challenging environment? 如何在竞争和挑战性的商业环境下保护应收账款？ - Self Management 自行管理 - Credit Insurance 信用保险 What is Credit Insurance 什么是信用保险？ The Insurance cover for Bad Debt or Non-Payment of account receivables (AR) arising out of trade 对贸易产生的应收账款坏账和拖欠付款的保险 Risk transfer + Credit management 风险转移的工具以及信用管理的顾问 Closer to commercial banking service than to general insurance 更加接近于商业银行服务，而非一般保险 Why Credit Insurance? 为什么信用保险？ All sources information and specified expertise for justified decision-making 支持正确决策的完整信息….和专业经验 Bonded AR financing facilities on a limited recourse basis 改善应收账款资产质量，获取银行在有限追索条件下的融资支持 Secured financial liquidity and indemnification in time when loss occurs 损失发生后的财务保证和及时赔付能力 Why Credit Insurance? 为什么信用保险？ Cost effectiveness（Credit Report, Management Staff, Collection Expenses….) 节省管理成本和费用（资信报告、管理人员、追帐费用….） Balance the benefits and concerns of Sales and Financial sectors 平衡销售和财务人员的利益和各自考虑 Minimizing the operating risk arising out of Sales 降低销售管理中的操作性风险 More secured advantage over competitors with more secured! new deals 获得更多付款有保证的交易意味着取得更多的领先优势；从而能够更好的发掘新的客户 More than 115 year history as one of world top insurance company 世界最大的保险公司之一，拥有超过115年的悠久历史 Ranking No.14 among Fortune Global 500 in 2005 财富杂志全球500强2005年排名第14位 Standar