With regard to university students through the student loan defaults look at the issue of integrity.docVIP
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With regard to university students through the student loan defaults look at the issue of integrity
With regard to university students through the student loan defaults look at the issue of integrity
[Paper Keywords] student loan default status of college students integrity Integrity System
[Abstract] national student loan designed to help college students from economically disadvantaged families of students successfully complete their education, but the number of college graduates more than 20% default rate, and some even reached 30% -40%. The following three reasons: one, the negative impact of the social environment; 2, the weak sense of personal credit; 3, integrity management system, far from perfect. In view of this situation, we must strengthen the integrity of university students of education, through the establishment of credit files, establish and improve college student credit assessment and punishment mechanism, improve the legal system to establish a sound credit system for university students.
National Student loans are designated by the state-owned commercial banks for the colleges and universities grant students from economically disadvantaged families, the Government will fully discount the personal credit loans designed to help college students from economically disadvantaged families successfully complete their studies. This work has been carried out since 1999, after several years of implementation of the achieved remarkable results, aided face more and more widely to support the growing efforts on alleviating the financial difficulties of the economic pressure on students and their families to develop students self-reliance the quality of self-played an important role. As of December 2006, China’s national student loans reached 25.2 billion granted access to student loans 292 million people. National Student Loan college students has become the primary means of funding the work. The establishment of the National Student Loan to achieve the University of poor students dream of national education development, raising the level of the n
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