Insured被保险人.PPT

商务英语听说 Business English Listening Speaking Unit 7 Insurance Terms Do you know the Chinese equivalents of the words? Coverage 保险险别 Coverage is the extent of protection given to the insured by terms of the contract of insurance. Advance 预付 Advance is the money paid as a loan or as a part of payment to be made later. Insurer 保险公司、承保人 Insurer is the company that issues a policy in exchange for a stated commission, and assumes the risk of loss. Insured 被保险人 Insured is the individual who holds a policy of insurance. The policyholder is distinguished from the policy owner, who might not be the same person. Do you know the Chinese equivalents of the words? Policy 保险单 Policy is a contract of insurance, an agreement between the insurer and the insured. In return for protection against specified risks, the insured agrees to pay a premium for the term of insurance. Premium 保险费 Premium is the amount an insured pays in exchange for the protection provided by a policy. Marine Insurance 海运保险 Marine Insurance is the protection against damage, theft and other losses to goods while goods are transported over waters. Underwriter 保险商 Underwriter is a firm or person that practices insurances, especially of ships. Insurance Terms Do you know the Chinese equivalents of the words? Open Policy 预约保单 Open policy is a convenient method for insuring the goods where a number of consignments of similar export goods are intended to be covered. Insurance Certificate 保险凭证 Insurance Certificate is a kind of simplified insurance policy. It only indicates the name of the insured, name of the insured cargo, quantity, mark, conveyance, place of shipment, place of destination, insurance cover, and insurance amount. But the rights and obligations of the two parties are omitted. Insurance Terms Insurance Terms 海上风险（Marine Risk） 自然灾害、仅指恶劣气候、雷电、洪水、流冰、地震、海啸以及其他人力不可抗拒的灾害，而不是指一般自然力所造成的灾害。 意外事故、主要包括船舶搁浅、触礁、沉没、碰撞、失火、爆炸以及失踪等具有明显海洋特征的重大意外事故。 外来风险(Extraneous Risks) 外来风险是指海上风险以外的各种风险，分为一般外来风险和