中国民营银行发展问题分析.docVIP

　　中国民营银行发展问题分析 --论文题目：中国民营银行发展问题分析 论文语种：中文 您的研究方向：金融 是否有数据处理要求：是 您的国家：中国 您的学校背景：一般重点 要求字数：8000 论文用途：本科毕业论文 是否需要盲审（博士或硕士生有这个需要）：否 中国民营银行发展问题分析 摘要：随着我国改革开放的不断深入，传统国家垄断行业逐步的放开，包括银行、保险等在内的金融体系逐步的引入外资以及民营资本来进行运营。此种方式不仅提高了我国银行业，甚至是整个金融系统的多样性，更在一定程度上拓宽了我国企业以及个人的融资与理财等活动的操作空间，是民生建设以及我国经济建设的重要加速剂。但是，在我国践行民营银行发展的过程中，我们发现民营银行与传统国有银行相比具有一定的优势，同时也存在一定的不足，具体表现为民营银行准入与退出机制不健全、利率市场化程度低、民营银行监管体系以及关联交易等内在运营设定方面存在一定的问题。此些问题严重限制了民营银行的发展，进而威胁到整个民营化、多样化金融市场的繁荣。针对这个背景本文以民营银行为主要研究对象，对其在发展过程中对于我国社会经济体系建设的意义以及可行性进行分析，并在总结其存在问题的基础上对未来体系建设与发展过程中的可行优化对策进行分析。希望通过本文的研究能够为今后的相关体系建设提供必要的理论基础与实践指导。 关键词：民营银行；可行性；建设意义；存在问题；优化对策 Abstract: and opening up, the traditional state monopoly industry gradually liberalized, including banking, insurance and other financial system gradually the introduction of foreign capital and private capital to operate. This method not only improves the banking of our country, and even the diversity of the entire financial system, to a certain extent, broadens our country enterprise and individual financing and financial activities such as operating space, and accelerate the construction of peoples livelihood is important in Chinas economic construction agent. Hoent of our countrys practice of private banks, e shortings, there are some problems for specific performance of private bank entry and exit mechanism is not perfect, loarketization of interest rates, the private banking supervision system and related transactions the internal operation set. These problems seriously restrict the development of private banks, thereby threatening the entire privatization, the diversification of the prosperity of financial market. According to this background based on private bank as the main research object, its in the development process for the construction of Chinas social and economic system of the significance and feasibility analysis, and summarizes the existing problems on the basis of the feasible optimization strategy of construction and development process of the system are a