浅议规范和改进我国金融业的对策（On Countermeasures for standardizing and improving Chinas financial industry）.doc

浅议规范和改进我国金融业的对策（On Countermeasures for standardizing and improving Chinas financial industry） The process of economic globalization is speeding up and the domestic financial market will be further opened to the outside world. What we are going to face is a complicated and complicated external environment of financial liberalization. Finance is the lifeblood of the country. Only by creating conditions, innovating bravely and meeting international challenges, can Chinas financial industry achieve breakthroughs and truly enter the international orbit. Chinas financial industry has come into being and developed in a relatively closed environment. In many respects, it lacks norms and supervision, and its foundation is relatively weak. Although many adjustments and improvements have been made, such as the current reform of interest rate liberalization in China has achieved periodic results, but there is still a certain gap from the real market. At present, Chinas financial industry also has a certain degree of monopoly, which leads to efficient allocation of financial resources is not high; the illegal fund-raising activities and illegal establishment of financial institutions still exist; high proportion of non-performing loans of financial institutions; the stock and futures market often appear such as excessive speculation. Obviously, the domestic financial market should be further standardized and improved. First, we should reform the financial supervision system and establish a sound financial risk prevention mechanism. Chinese after joining WTO, the financial market will open up further, Chinas financial institutions will be in a more fair conditions of competition, on the one hand will face fierce competition among domestic financial institutions, on the other hand have to face foreign financial institutions to join the competition, this is no doubt to the domestic financial industry competition ability the test of rapid development; capital and exchange controls g