青岛中小企业信用担保体系运作模式的分析研究.pdfVIP

Study on the operation mode of Qingdao SME credit guarantee system Abstract In recent years, the development of SMEs in Qingdao very quickly, and has also been a considerable increase in the level of contribution to the development of the urban economy, has become an important part of the national economy. However, small and medium enterprises in Qingdao City in particular, small and micro enterprises, faced with a the single financing channels, financing a small number of financing structure is irrational, the high cost of financing, and financing of asymmetric information bottlenecks. As one of the important means to ease the financing difficulties of SMEs credit guarantee itself there are small-scale institutions, guarantee varieties of short duration and single, scarcity of funds and guarantee agencies professionals and other issues. Therefore, research and exploration and the establishment of the SME credit guarantee system operation mode in Qingdao City, Qingdao SME financing bottleneck problem better solution, so as to promote the sustained, healthy and stable development of the economy Qingdao, has important theoretical and practical significance. SME credit guarantee system mode of operation in Qingdao as the research object, using a combination of qualitative analysis and quantitative analysis of analytical methods, learn from the typical pattern of Western countries, combined with the SME credit guarantee system overview of the development of Qingdao, corporate credit guaranteesystem operation, several problems exist, generally put forward corresponding countermeasures and suggestions of Qingdao in the development of the mode of operation of the credit guarantee system. First, start from the basic theory of the SME credit guarantee system, the use of macroeconomics and microeconomics, and demonstration of a credit