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汽车贷款,购买事项,保险(Car loans, purchases, insurance)
汽车贷款,购买事项,保险(Car loans, purchases, insurance)
You need to provide the following conditions and procedures:
1, nearly 3 months of wage income proof
2, to find a real friend for you to do some guarantee (without collateral anything)
3, to where you live without a proof of residence
You want to buy the car, and then to the dealer loan. Dealers are generally two kinds of ways: bank loans and loans to finance company loans. The bank loan interest rate is low, but the approval of trouble and difficult to pass; financial company loan interest rate is higher, but the approval process is simple and relatively loose lending conditions.
Then
Provide the lender ID, account of this, proof of wages, the beginning of the 6222 bank card, and the guarantors identity card, real estate license and proof of income.
The dealer responsible for your loan application, loan review of your condition. Then you will notice your approval results for dealers.
The dealer to inform you after signing the loan contract you can put the car door.
Add: 391 yuan, the purchase tax on households (100 thousand car) 6450 yuan, tax 420 yuan * (12- month), about 5000. of all risks insurance
At the end of the household vehicle dealers may certificates (the green book) mortgage procedures for your car.
Thus, for a vehicle loan formalities have been completed. Bank / finance company notice after the loan you can monthly repayment.
Attach your loan conditions: Shoufu =30%; loan period up to 36 months. As for how much financial services depends on the local dealer or policy.
This information before a friend in the number of online banking network loan company loan success, it is to work with the bank, has also been recognized by the CBRC, there are a lot of bank products on the platform, they also accepted the car loan business is one of the people still feel quite normal, it is recommended that you should consult the next.
The car inspection need to bring what?
The drivers license, driving license, insurance, in
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