from an organizational point of view to explore the development of the road to explore the reform of rural credit cooperatives（从组织的角度探索的发展探索农村信用合作社的改革之路）.docVIP

From an organizational point of view to explore the development of the road to explore the reform of rural credit cooperatives Abstract: Agriculture is the foundation of national economy, finance is the core of modern economy. The development of modern agriculture, and building a socialist new countryside, rural finance without effective support relationship between rural finance the vital interests of millions of peasants, the long-term relationship between the three rural development, people’s livelihood, the fundamental relationship between the overall national economy. Keywords: finance; change; Human Resource Management I. Analysis of development of rural credit cooperatives China’s rural credit cooperatives has been 50 years of development history has gone through several stages of the development process, has grown to assets, liabilities and employees, second in size only four state-owned banks, cooperative financial organization. (A) the development of rural credit cooperatives advantages 1 customer resources of rural credit cooperatives in rural areas engaged in long-term financial services, and rural customers feelings are closely linked, has accumulated a large customer base, 95% of loans to farmers from rural credit cooperatives. With the rapid development of rural economy , in the vast rural areas there a number of high-end customers, has become a major force in the county economy, rural credit cooperatives has become a natural quality customers. rich client resources in rural areas monopoly is the backbone of the future development of rural credit cooperatives advantages. (2) agency network resources of rural credit cooperatives based on the rural, urban and rural areas of radiation, after 50 years of development, there are institutions village, township and village into a network, such as in-depth body of the capillaries in rural areas, and truly close to the rural, deep rural areas, services in rural areas, has a natur