how to intermediate business of the development of chinas commercial banks（如何中国商业银行中间业务的发展）.docVIP

How to intermediate business of the development of China’s commercial banks Summary: WTO transition period domestic banks to improve their strength, to meet the competition of foreign banks in the critical period. Article analyzes the urgency of the current development of intermediary business, under existing conditions, factors restricting the development of intermediate business of commercial banks in China to do some research, and put forward the proposal. Keywords: commercial banks, intermediary business, urgent, foreign banks, constraints First, the urgency of the development of intermediate business of commercial banks in China With the rapid development of global capital markets and non-bank financial institutions is the rapid rise, making the business of commercial bank assets, liabilities business and traditional business is facing huge challenges, increasing business risk, living space increasingly narrow the external environment has forced commercial banks must be diversified development, develop new sources of revenue. With the gradual liberalization of China’s financial market, more and more outstanding foreign counterparts joined the ranks to compete cake, their wealth of experience in the operation of the market and a strong R amp; D and marketing capabilities, so that over-reliance on traditional deposit and loan business and spread income China’s banking sector is facing serious challenges, compete for the spread income other than the middle of the business is the inevitable way out of China’s banking sector. Second, the intermediate business of commercial banks in China at this stage of the current situation and the characteristics of intermediate business of commercial banks in China has just started, but you can see the rapid development, mainly reflected in: Increasingly rich products. Rapid development in recent years, and ran agent, custodian, trust leasing, bill acceptance and discounting, letters of credit, type