financial reporting practice（财务报告实践）.docVIP

Financial reporting practice During summer vacation, I was fortunate to Shuangliu County Industrial and Commercial Bank of China branch to a one-month accounting internship, learned a lot of knowledge other than books, benefit greatly. Here is my real name system for bank savings deposits, a little simple discussion. First, the meaning of real-name system savings Savings in real-name system is a resident financial institutions for savings accounts and business, must present valid identification, bank employees an obligation to provide records, and require depositors to leave their name in the certificate of deposit system. Its fundamental purpose is to effectively protect the personal interests and the premise of safeguarding national interests and promote the financial system in a fair, just and open basis, to ensure the authenticity of personal financial assets, legitimacy. The founding of our country fifty years, the savings deposit system has been implemented is anonymous (catchy title) savings system. The secret can be a real name, pseudonym, the code can also be the name of relatives and friends, especially current savings, bank passbook is not only recognized identification, as long as withdrawal or to provide input on the book to produce seal password (account by the depositor when the contract) off payments by banks that savings deposits have already been implemented real-name system is developed a financial system, but also the vast majority of developing countries to implement the financial system . Second, why should the real name system savings China’s current savings deposit system can be said from the source causing a series of social and economic problems have hindered the process of reform and opening up to the point where the cumulative effect. 1, to accelerate growth in savings deposits under the cover of the startling phenomenon of social wealth transfer. As of the end of June 1999, China’s total savings deposits of commercial ban