中国高校贫困贷款资格判定.pdfVIP

摘 要 高校贫困生问题一直为世界各国所重视 中国也是如此 近年来 因高等教育 收费改革和高校扩招 使得我国高校贫困生问题显得尤为突出 为了有效地增加贫 困家庭子女高等教育入学机会 中国政府1999年出台了以贫困生为资助对象的国家 助学贷款 但是 如何准确界定资助对象 本研究在以支付能力为基础的家庭经济 状况调查的基础上 设计出中国高校贫困生贷款资格判定的初步方案 本文首先分析和比较了国外 尤其是发展中国家家庭经济调查状况的特征指标 原则方法以及贷款资格审查的经验 然后根据我国当前的社会现实 提出中国高校 贫困生贷款资格判定方案的四条原则和四种途径 用这些方法设定三条贫困线并计 算出每一个学生的贫困程度值 以此来准确判定国家助学贷款的资助对象 最后验 证发现 1 计算出来的贫困生占在校生比例与社会调查比例相吻合 2 贫困度 值与本人调查访谈得出的经济评价等级显著正相关 3 华中科技大学的贷款资助 方案是基本合理的 但也存在重叠和漏缺现象 学生资助需要有效整合才能真正实现教育机会公平 进一步说明中国高校迫切 需要科学合理的贷款资格判定方案 关键词 贫困生 贷款资格 家庭经济状况调查 I Abstract Most countries pay more attentions to the needy-students in the universities or colleges as well in China. In late years the problem is more serious in China for the reformation of the higher education tuition and higher education massification. The background promoted the naissance of Government-Subsidized Student Loan (GSSL) in 1999 in order to increase the higher education chance for the children from poor family. However, there is an inevitable problem how to identify accurately the subsidized target. The research designs an elementary scheme for determinant the eligible recipients of GSSL in Chinese universities or colleges on the basis of mean test for pay ability. This paper firstly analyzes the categorical indicator, principle of methodology and experiences of determinant eligible recipients of the foreign mean test, and then put forward four principles and four tracks according to Chinese current social background which determine the eligibility of GSSL in Chinese universities or colleges. By those principles and tracks, three poverty lines are enacted and calculated the poor degree to every student which identi