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汽车消费贷款论文消费者行为分析论文(Consumer behavior analysis of automobile consumption loan papers).doc
汽车消费贷款论文消费者行为分析论文(Consumer behavior analysis of automobile consumption loan papers)
In October 2010..
Twenty-sixth rolls... Fifth issues
Consumption economy
CONSUM ER.. ECONOM ICS
.. O ct. 2010
Vo1. 26.. No. 5
Received date: 2010..08..10
Author: Tang Jing. (1989-), female, Hunan Changsha, Central University of Finance and Economics Institute of finance students.
Research on risk management of automobile consumption loan in China
Tang Jing...
(School of finance, Central University of Finance and Economics, Beijing 100000)
Automobile consumption loans are important for stimulating consumption, expanding domestic demand and promoting national economic growth. But, as the car consumer loan business
Continuous development, and its potential risks are gradually emerging. Only by strengthening the risk management of automobile consumption loans, can we promote the sustained, stable and healthy development of the automobile consumption loan business
Exhibition. Therefore, this paper analyzes the credit risks, management risks and environmental risks of automobile consumption loans, and puts forward the main risk forms and their causes
Countermeasures and suggestions on preventing and reducing the risks of automobile consumption loans.
Key words: automobile consumption loan; commercial bank; risk management
CLC number: F061..2 document identification code: A Article number: 1007-5682 (2010) 05- 0045- 04
Auto consumption loan as a new personal consumption loan industry in China
It has developed rapidly in recent years. But, as the car
With the continuous development of consumer loan business, its potential risks are gradually emerging.
Therefore, the analysis of the reasons for the formation of the risk of automobile consumption loans is targeted
We should take measures to prevent and defuse them and further strengthen auto consumption loans
Risk management, for the promotion of auto consumption loan business continuity and stability
It is of great theoretical and practical s
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