Chapter4 国际货物运输保险 国际贸易实务双语教程（教材PPT）.pptVIP

4.5 Insurance Terms in Sales Contract 合同中的保险条款 Insurance Practice of China Export Companies 我国外贸企业办理货物运输保险的做法 Export Insurance出口货物运输保险――逐笔投保 ?ways of calculating the insurance premium Amount Insured保险金额――投保金额 Amount Insured=CIF×(1+10%) Premium保险费 Premium Rate保费率 Insurance Premium = Insurance Amount × Premium Rate = [CIF×(1+10%)] × Premium Rate 4.5 Insurance Terms in Sales Contract 合同中的保险条款 Insurance Practice of China Export Companies 我国外贸企业办理货物运输保险的做法 Import Insurance 进口货物运输保险 Open cover 进口预约保险合同 Open policy 进口预约保险保单 4.5 Insurance Terms in Sales Contract 合同中的保险条款 Insurance Documents 保险单据 Definition 保险单据的定义 保险单据是保险公司在接受投保后签发的承保凭证，是保险人和被保险人之间订立的保险合同，在被保险货物受到保险合同责任范围的损失时，它是被保险人索赔和保险人理赔的主要依据。 在CIF、CIP合同中，保险单据是卖方必须向买方提供的主要单据之一。 保险单是可以背书转让的。 4.5 Insurance Terms in Sales Contract 合同中的保险条款 Insurance Documents 保险单据 Types of Insurance Documents 保险单据的种类 Insurance Policy保险单 Insurance Certificate保险凭证 Endorsement 批单 Insurance Declaration保险通知书 Case study Case 1: Our exporter exported a load of cargo to a Middle-East country under CIF terms and covered WPA in addition to TPND, but the vessel was detained as a result of the Iran-Iraq war. The importer lodged a claim to the insurance company. Can the importer be compensated? Case study Case 1: 我国某外贸公司按CIF条件向中东某国出口一批货物，根据合同投保了水渍险附加偷窃提货不着险（TPND），但在海运途中，因两伊战争船被扣押进口商应提货不着向保险公司索赔，问是否能得到赔偿？　 Case study Case 1: 解析：偷窃提货不着险是指被保货物整件被偷或从整件中窃取一部分，以致货到目的地后收货人提取不着整件的货物。从本例来看，显然不是属于这种情况，所以保险公司将不予赔偿。 ? Case study Case 2: Questions: In the previous case, which type of insurance should be covered so that the insurance shall make indemnity? 上例应保什么险，保险公司方予赔偿？  Case study Case 2: Analysis Failure to deliver risk shall be covered. Failure to deliver risk refers to the risk, once loaded on board the seagoing vessel; fail to be delivered at the destination within six months of scheduled date for arrival due to whatever cause it might be. However, the insurant s