论保证保险合同——以机动车消费贷款保证保险为例-on the guarantee insurance contract - taking the guarantee insurance of motor vehicle consumption loan as an example.docxVIP
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论保证保险合同——以机动车消费贷款保证保险为例-on the guarantee insurance contract - taking the guarantee insurance of motor vehicle consumption loan as an example
AbstractsInsurancecontractappearedaboutattheendofthe18thcentury,atthebeginningofthe19thcenturyinthewesterncountry.Theinsurancecompanyofourcountrybegantheguaranteeinsurancebusinesswasrelativelylate,withsmallbusinessscopeandafewofinsurancekinds,mainlyhasthedividedpaymentsbuysellingguaranteeinsurance,carconsumptionloanguaranteeinsuranceetc..Inrecentyears,aftergoingthroughthecarconsumptivecreditupsurgeofthetotalvaluewasseveralhundredbillionYuaninChina,leftthebadfundsonaccountcalculatedbyhundredbillionYuanastheunit.Carconsumptionloanandrelevantguaranteeinsurancecontractdisputecasesacceptedbythecourtisrisingquickly.Becausethepersonalconsumptioncreditsystemhasnotbeencompleted,theinsurancecompanyislackofthebusinessexperience,withthebadriskprecautionability,inadditiontheguaranteeinsuranceresearchedbytheorydepartmentnotintime,lawmakingislaggingrelatively,hascausedalargenumberofdisputestopresent.Therearedifferencesaboutunderstandingtheguaranteeinsurancecontractlegalcharacterintheregionalcourt,sothejudgementresultsareinconsistent,influencedtheseriousness,fairnessandefficiencyforlawimplementmoreorless.Forthisreason,thewritertrytowiththemotorvehicleconsumptionloanguaranteeinsuranceastheexample,summarizedthejudgementexperience,combinedtheabusesaboutmotorvehicleconsumptionloanguaranteeinsurance,speciallydidsomeobservationsandresearchesonthelawapplicablequestionforthiskindofcase.Thefulltextisdividedintofourparts:Partoneishistoricaloriginanddevelopmentcourseofguaranteeinsurance.Thewriterusedthewayssuchasenumeration,comparisonandquotesthenumbers,separatelydiscussedtheoriginanddevelopmentofguaranteeinsurance,downfallandreasonofcarconsumptionloanandguaranteeinsurancebusiness,expressiveformofcontractdisputethreeaspects.Becausethecontractdisputeincreasesgradually,hasthedisputesbetweenthetheorydepartmentandlawaimedatthecharacter,relationandoperationaspectetc.questions.Parttwoisdefinitionandlegalcharacterofguaranteeinsurance.Thisparthastwoparagraphs,thefirstparagraphexplainedtheconceptofgua
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