论存款所有权的归属（On ownership of deposit ownership）.docVIP

论存款所有权的归属（On ownership of deposit ownership） On ownership of deposit ownership Author: Cao Xinyou CLC number: DF 438 document identification code: a Provisions of the existing laws and regulations concerning ownership of deposits Deposit the parties only depositors and banks of the two parties, thus the ownership of deposit not to depositors, either this or that, is owned by the bank. Chinas current laws and regulations agree that the ownership of savings deposits belongs to depositors. These provisions can be said to be of long origin and distinct levels, and they are mainly based on the order of time and the rank of effectiveness: The eleventh article of the constitution of the 1.54 year stipulates that the state protects the legitimate income, savings, housing and all kinds of means of subsistence of citizens. In the 82 year, the thirteenth article of the constitution has inherited this provision; In the sixth Plenary Session of the 8th CPC Central Committee 2.58, the resolution on Several Issues concerning the peoples commune in the countryside stipulated that the deposits in banks and credit unions are always owned by the members.; Article eighty-second of the 3.79 year criminal law stipulates that the lawful property of citizens private ownership refers to the following properties: Citizens legitimate income, savings, houses and other means of subsistence.; 4. civil law seventy-fifth stipulates: the property of citizens, including citizens lawful income, housing, savings, daily necessities, cultural relics, books and reference materials, trees and the law allows all citizens of life and other lawful property; 5.93 years of the peoples Bank of China on the implementation of savings management regulations Regulations provisions of article first: refers to the personal savings all in a savings institution within the territory of the China RMB or foreign currency deposits, third stressed: the constitution protects the individual legal deposit which has a right to