电子商务课程Payment Systems fr Eectrnic Cmmerce.pptVIP

Electronic Wallets Electronic wallets store shipping and billing information, including a consumer’s first and last names, street address, city, state, country, and zip or postal code. Electronic wallets automatically enter required information into checkout forms. * Microsoft .NET Passport Microsoft Passport Wallet comes preinstalled in Internet Explorer 4.0 and higher versions. All the personal data you enter into your Microsoft Passport, including your name, address, and credit card information, are encrypted and password-protected. Passport consists of four integrated services: Passport single sign-in service, Passport Wallet Service, Kids Passport service, and public profiles. * Microsoft .NET Passport * Yahoo! Wallet Functions the same way as other electronic wallets, but with certain advantages: Yahoo! hosts several services and shops that can accommodate its own wallet Can be used at more than 10,000 Yahoo! Store merchants * The W3C Proposed Standard The W3C Electronic Commerce Interest Group (ECIG) developed a set of standards called the the Common Markup for Micropayment Per-Fee-Links. This standard identifies existing system micropayment types of online connections, stored-value systems, and combined online-offline systems. * The ECML Standard The consortium of America Online, Compaq, Dell, IBM, Microsoft, Visa USA, and MasterCard has agreed on a technology called ECML, or electronic commerce modeling language. The ECML standard will expedite online processing for customers by simplifying the form-filling procedure. * Stored-Value Cards A stored-value card can be an elaborate smart card or a simple plastic card with a magnetic strip that records the currency balance. A smart card is better suited for Internet payment transactions because it has limited processing capability. * Smart Card A smart card is a plastic card with an embedded microchip containing information about you. A smart card can store about 100 times the amount of