我国高风险中小金融机构市场退出问题分析-analysis of the exit problem of high-risk small and medium-sized financial institutions in china.docxVIP

，山杨旧七习此，刃，山旧，环田吐玩叮’灿曲，兹以“皿哪山礼而初一奴叮二次卿哪】山旧】山即山山旧，以址」”刀，山旧曲印，，五田切山几岭拙氏一旧的叮沁叮，，诫即，田食“丑，，仃即胃】诚加以叩而山勿刘，获甲叨飞分，朋彻砚皿印即，扭，曰妞山，而目印田勺，毗旧丘川韶扭此，。心衅刀刀田上加改扭力。七已”理阳坦掀川姆，阴印丫一比目录摘要……···········································································前言金融机构市场退出的经济学解释····································……金融机构市场退出的原因·······································……金融内在脆弱性假说的解释······························……信息经济学的解释·········································……一高风险金融机构市场退出的必要性························企业经营失败市场退出是市场经济优胜劣汰的结果····……金融机构市场退出是完善我国市场经济体制的要求···……我国高风险中小金融机构市场退出的实践剖析·，·，，····，········…………我国对风险金融机构的处置模式···························……我国金融机构市场退出模式··································……···························································……解散撤销行政关闭》········，·，·，·····，···························……··························································破产……我国高风险金融机构市场退出典型案例分析············……中银信托投资公司被接管和收购··················关闭海南发展银行····································……广东国际信托投资公司破产案·····················……广东省地方性金融机构“一揽子风险处置”方案……从典型案例看成功与不足···························……我国高风险中小金融机构市场退出的主要问题探析·········……退出模式与退出成本·······································……收购模式与成本·······································……、撤销行政关闭破产模式与成本···············……三种退出模式成本的比较···························……退出时机与退出成本····································……金融机构市场退出的成本分担························……国外对金融机构市场退出成本分担办法比较···……我国退出成本分担缺乏完善的制度安排······……地方财政承担主要退出成本的问题···············……防止金融机构市场退出成本的“货币化”······……几点建议·······························································……完善金融机构市场退出的法律制度·····················……遵循及时退出与风险最小化相结合原则···············……采用市场性收购和行政关闭的市场退出模式······……，建立存款保险制度完善退出成本分担机制······……由中央和地方财政出资成立存款保险机构···……财政预算资金构成存款保险基金的重要资金来……···········································································源若干年后实施受保存款限额赔付··················…………建立和完善金融信息披露制度··················……结束语··································································……·····································································……注释参考文献··············