交强险协作配套制度分析-analysis on the coordination system of transportation insurance.docxVIP

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交强险协作配套制度分析-analysis on the coordination system of transportation insurance.docx

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交强险协作配套制度分析-analysis on the coordination system of transportation insurance

1 1 2 2 ABSTRACT Currently, the United States, England, Japan and many other countries have already given compulsory characteristics of the third-party liability insurance on motor vehicle with the form of the law ruling, and built up the system of the third party liability compulsory insurance on motor vehicle respectively. The development of the third party liability insurance of those countries proves that such system could not only effectively scatter indemnity risks of anyone who cause traffic accident, but also make assurance of covering the victims’ losses. In our country, with the rapid development of economics, the number of motor vehicle increases very fast which result in the traffic accident rate raises year after year, the issue of how to compensate the traffic accident victims’ losses becomes a serious social problem. For the purpose of relieving the social conflicts and assuring the victims interests our country has profited from the developed countries’ experience” “Ordinance of Insurance of the Vehicles Damage to the Third Party” has been passed in July 1st 2006. This is the sign of implementing of The Insurance of the Vehicles Damage to the Third Party System. In more than two years of practice, this system got a rapid promotion. But there are still insufficient in both legal level and system level. The key of improving this liability insurance system is to solve the distribution problem of all the participator. In this article, the author has held a new idea of “cooperation system of The Insurance of the Vehicles Damage to the Third Party”. Divided with legal rules, the cooperation system emphasizes the coordination of the system measures. Of course, enough analyze has been given to the topic of integrating of legal rules and cooperation system. The experience of some developed country or districts is significant to our country. The main structure of the article contains four parts. Part 1 is the introduction part of the article. It mainly discuss