城乡统筹背景下重庆农村商业银行支农问题分析-analysis of rural commercial banks supporting agriculture in chongqing under the background of urban and rural overall planning.docxVIP

重庆 重庆工商大学工商管理硕士(MBA)研究生学位论文 II II Abstract Solve “SAN NONG”problems, and comprehensively push forward the building of a new socialist countryside, has become a major historic task of accelerating socialist modernization. In the current global economic weakness and the 12th Five-Year Plan the construction of a critical period,ensure that the supply of major agricultural products, improve agricultural science and technology capacity, increase farmers income and improve rural infrastructure needs financial support, while agriculture-related financial institutions in China appear widespread commercialization and the market trend, the only agricultural policy financial institutions - China Agricultural Development Bank appear the problem of weakening support for agriculture, resulting contradiction between supply and demand of the rural finance in China have become increasingly prominent, the construction of new countryside has a long way to go. In this paper, the Agricultural Development Bank of China or Rural Commercial Bank become study object, to Chongqing as agricultural city example conduct empirical research, analysis of the Chongqing rural economic development and capital supply and demand situation, the focus from three aspects of internal operational factors, the market environment factors and administrative institutional factors explore the phenomenon of Chongqing Rural Commercial Bank weakening support agriculture.That Rural Commercial Bank of positioning the functions of is unclear, supporting agriculture business a single weakness, internal management inefficiency has led to the weak internal control, risk prevention and lack of interest compensation mechanism, the guarantee system in rural areas and credit building behind the financial markets, inadequate protection laws and regulations, bulls supervision of the III III regulatory framework of defects, the political silver contradictions and confrontation with other agriculture-related financial