我国车险理赔风险因素与内部控制分析——以A公司为例.pdfVIP

Abstract Abstract Currently, auto insurance claims play a pivotal role in the rapid development of property insurance. In the management process of auto insurance claims, there are also a large number of risk factors led to claims management risks, and which are not conducive to the healthy development of property insurance company. This paper aims to focus on currently insurance research of operating risks and internal control method of mainstream theory for analysis firstly, it is designated to explore its advantages and disadvantages through the analysis. After that, it discusses insurance operating risk factors, so as to summarize the general risks existing in car insurance claims. Also, it takes a specific case as a example to analyze and summary the formed causes of the risks in car insurance claims, and inferences the reasons for forming car insurance claims. Finally, it explores the factors influencing auto insurance claims processing system of the internal control framework through the theory of five elements of COSO framework risk model. In this article, it firstly utilized the methods of tables to clearly demonstrate various policies and summarized literature research. Also, it took advantage of pictures tools, such as Visio and Excel to produce a large amount of flowcharts, schematics and so on. In this way, this paper can show the complex claims process, theoretical framework through a simple visual display. Secondly, the