江西省N银行财园信贷通业务风险案例分析-金融学专业论文.docxVIP

Contents1．Intruduction．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．1 Contents 1．Intruduction．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．1 1．1 Research Background and Significance 1 1．2 Literature Review．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．2 1．3 Research Methods and Contents．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．5 1．4 The Innovation and Deficiency ．7 2．The Introduction of CaiYuanXinDaiTong in N Bank．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．8 2．1 The Background ofCaiYuanXinDaiTong 8 2．1．1 The Econimic Environment in Jiangxi ．8 2．1．2 The Policy Environment of Business Development ．．11 2．2 The Introduction ofCaiYuanXinDaiTong ．12 2．2．1 The Brief Introduction of the Financing Mode of CaiYuanXinDaiTong in Jiangxi． ． ． ． ． ． ． ． ． ． ．． ．． ． ．． ． ． ． ． ．12 2．2．2 The Introduction ofN Bank to carry out CaiYuanXinDaiTong ．1 3 3．The Risks Analysis of CaiYuanXinDaiTong in N Bank．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．19 3．1 The Analysis of CaiYuanXinDaiTong Development ．．1 9 3．1．1 111e Basic Situation CaiYuanXinDaiTong of Development in Jiangxi ．． ． ． ． ．． ． ． ． ． ． ． ． ． ． ． ．． ． ． ． ． ．19 3．1．2 The Current Situation of CaiYuanXinDaiTong in N Bank ．23 3．2 The Risks ofCaiYuanXinDaiTong in N Bank ．．27 3．2．1 The Aspect ofMacroscope ．．27 3．2．2 The Aspect ofMicroscope 30 3．3 The Reasons for the Risks ofCaiYuanXinDaiTong in N Bank 33 3．3．1 The Defects ofContract Design 33 3．3．2 Small and Medium Sized Enterprises Lack Credit Basis ．34 3．3．3 The Risk Awareness ofBanks is Wbal( ．35 4．The Risk Countermeasures of CaiYuanXinDaiTong in Jiangxi． ． ． ． ． ．36 4．1 The Aespect of Government ．36 4．1．1 Multiple Guarantees and Financial Support to Form a Joint Force 36 4．1．2 Strengthen the Administrative Committee of the Park’S Moral Consl：l?aintts．．．．．．