金融控股公司风险防范研究-国际贸易学专业论文.docxVIP

武汉理工大学硕士学位论文Abstract 武汉理工大学硕士学位论文 Abstract In recent years．the tide of integrated financial operation swept the world and financial holding companies developed rapidly in the US，Britain，JaDan and other areas．However,the financial industry in China has many di伍curies facing the tide of integrated financial operation because of the present system of separated operation and separated supervision．Financial holding company is the realistic choice for China’s financial industry in the transition from separated operation to integrated operation．because the characteristic of“integrated operation for tlle group and separated operation for legal entities”can be realized．In fact，financial holding companies have emerged in China．But the organizational features of financial holding company can induce some particular risks．Therefore、how to prevent the risks of financial holding company has become an important issue． The thesis is tIle result of research on the prevention of financiaJ holding company risks and is composed of five chapters．Chapter 1 explains the intention and significance of the thesis，the status of related researches home and abroad and the research me山ods．In Chapter 2．the thesis at first analyzes the defnitions of financial holding company jn the 1aw of Taiwan and伍e US and defines the financia】holding company on the mainland of China,and thca analyzes the reasons for the emergence of financial holding company’including the economy of scope，the economy of scale and t11e eriect of portfolio．At last．this chapter analyzes the development of financial holding companies in tlle US．Britain．Japan and China．Chapter 3 analyzes the risks offmaneial holding company,including the contagion ofrisks，the conflict ofinterest and血e overlapped calculation of capital．Chapter 4 probes the organizational systems for the prevention of financial holding company risks，which include the selection of external supervisory models and the build of intemal risk management system．The external