金融机构客户信息利用规则研究-法律（非法学）专业论文.docxVIP

建立健全信息隔离墙制度、开展金融宣传教育、构建客户投诉处理机 建立健全信息隔离墙制度、开展金融宣传教育、构建客户投诉处理机 制、区分客户信息利用层次等八个方面来完善我国客户信息利用规 则。 关键词：金融机构客户信息利用规则建议 万方数据 RESEARCH RESEARCH ON THE CUSToMER’S INFoRM随LTIoN USING RULES oF THE FINANCIAL INSTITUTIONS ABSTRACT The financial institutions collect a large number of customer’S information when they have business wim customer．With the development of the financial markets，especially the rising trend of financial integrated operation and the matured financial retail markets，the customer’S information has a unprecedented value and then highlights its status in the financial market．We should solve the urgent legal issues to prevent the financial institutions from abusing the customer’S information． Based on the investigation of the current situation of Our country’S financial market，the thesis introduces feasible practices and experiences of the outside for reference，and then proposes some feasible suggestions． The first chapter,first of all，to makes a definition of the financial institutional clients，and put up the standards of establishing relation with clients，who mainly refer to natural persons in this thesis；and then the author defines the customer’S information and expounds the scope and main characteristics of the customer’S information． The second chapter discusses the necessity of rules for establishing customer’S information，points out the problems of customer’S information utilization，expounds that establish the using rules of IIl 万方数据 customer’S customer’S information is necessary,and put forward the guiding ideology of customer’S information utilization． The t}lird chapter focuses on the customer’S information utilization systems of the United States，Japan and the European Union，and then analyzes the characteristics of their systems． The fourth chapter is makes the suggestions for perfecting the rules for using the customer information in the fmancial institutions．In this part，the author first elaborated Our country legislation status and then poi