供应链金融在小微企业的应用研究.docVIP

逬注赵和卜国谱学皖 Zhejiang Yuexiu University of Foreign Languages 2014届毕业论文 供应链金融在小微企业的应用研究 学 院： 国际商学院 专 业： 工商管理 班 级： 工商管理1001班 学 号: 0519100112 学生姓名： 王兰芳 指导教月帀： 刍E庆云 日 期： 2014年4月15日 供应链金融在小微企业的应用研究 摘 要 小微企业在国民经济中发挥着举足轻重的作用，但其融资难问题已经成为制约其发展 的重要瓶颈。供应链金融是缓解小微企业融资困境的新途径，为解决小微企业融资难问题 提供了新的思路。通过环境分析、收益分析、风险分析，论证了供应链金融在小微企业应 用的可行性。面对当前常用的应收账款融资、保兑仓融资、动产质押融资三种供应链金融 模式，在分析?其特点和优劣的基础上，结合小微企业自身的特点和融资情况，具体论述了 三种供应链金融模式在小微企业的适用情形。 关键词 供应链金融；小微企业；可行性分析；融资模式 A STUDY ON THE APPLICATION OF SUPPLY CHAIN FINANCE IN SMALL AND MICROENTERPRISES ABSTRACT Small and micro enterprises play a pivotal role in the national economy, but the problem of financing has become an important bottleneck restricting its development. Supply chain finance is the new way to ease the financing difficulties of small and micro enterprises, and provide a new way to solve the financing problem of small and micro enterprises. Through the environment analysis, benefit analysis, risk analysis, demonstrates the feasibility of a study on the application of supply chain finance in the small micro enterprises. Faced with accounts receivable financing, confirming storage financing, chattel mortgage financing this three current popular supply chain finance modes, On the basis of analyzing its advantages and disadvantages, combined with the characteristics of the small micro enterprises themselves and the financing situation, discusses the three kinds of supply chain finance modes in the application of the small micro enterprises specifically. KEY WORDS Supply chain finance; Small and micro enterprises; Feasibility analysis; Financing mode TOC \o 1-5 \h \z HYPERLINK \l bookmark8 \o Current Document \h 摘 要 I ABSTRACT II HYPERLINK \l bookmark14 \o Current Document \h 供应链金融概述 1 HYPERLINK \l bookmark16 \o Current Document \h L1 供应链金融的含义 1 供应链金触的起源 1 HYPERLINK \l bookmark18 \o Current Document \h 供应链金融的特点 1 131 以核心企业为切入点研究整个供应链 1 以全新的角度评价小微企业的信用风险 2 HYPERLINK \l bookmark20 \o Current Document \h 供应链金融对小微金业的意义 2 有效解决银行与小微企业信息