商业银行参与风险投资的模式选择及风险控制研究-金融学专业论文.docxVIP

072015217 072015217 胡志鑫 商业银行参与风险投资的模式选择及风险控制研究 摘要 我国风险投资业发展至今，风险资本来源渠道不足以及主要依赖于国际资本的 问题已成为阻碍其进一步发展的瓶颈。因此改善国内风险资本来源结构、拓宽国内风 险资本来源成为大家非常关切的问题。加入WTO后，我国商业银行国际竞争压力越 来越大，迫切需要寻找新的利润增长点。如何将商业银行资金引入风险投资业就是本 文要探讨的问题。 商业银行经营与风险投资之间是即矛盾又统一的辩证关系。 本文对国内外商业银行参与风险投资的现有模式进行了详细介绍和对比分析， 进而探讨了商业银行参与风险投资可能面临的风险因素以及如何进行相应的风险控 制。文章最后提出了国内商业银行参与风险投资模式的建议，以推动我国风险投资业 和商业银行的协同发展。 关键词： 风险投资 商业银行 参与模式 风险控制 中图分类号：F830．59 072015217 072015217 胡志鑫 商业银行参与风险投资的模式选择及风险控制研究 Abstract So far with the development of China’S venture capital industry，the question of insufficient risk capital origin channel as well as the sources of risk capital mainly depending on the intemational capital has become the bottleneck impeding its further development．Therefore， improving the domestic sources of risk capital structure， broadening the sources of domestic venture capital has turned into a great concern．After joining WTO， Chinas commercial bank is under increasing pressure from intemational competition．There is all urgent need to find new profit growth point．How to attract the commercial bank’S fund into venture capital industry is the question which this article needs to discuss． The relationship between the management of commercial bank and the venture capital is namely dialectically contradictory and unified． This paper is to describe in details and compare the current model of domestic and foreign commercial bank participating in venture capital， and then to explore the risk factors the commercial bank may be faced when participating in venture capital and how to conduct appropriate risk contr01．The article concludes with the proposal for domestic commercial bank to participate in venture capital， in order to promote the joint development for venture capital industry and commercial bank． Keywords：Venture Capital：Commercial Bank；Participation Pattern：Risk Control Classification Code： F830．59 2 072015217 072015217 胡志鑫 商业银行参与风险投资的模式选择及风险控制研究 图表目录 图1．1中国内地风险资本来源分布变化趋势图 3 图1．2论