商业银行个人住房贷款信用风险及管理研究-工商管理专业论文.docxVIP

AbstractWhen Abstract When house consuming becomes hotspot，the real estate finance also transfer its center from development loan to individual housing loan gradually．How t0 advancing individual housing loan business further become the important issue of the real estate finance．The key issue of any fmanciai business is risk management，not excepting individual housing loan．This paper discussed credit risk which our face when developing housing loan and foundation of management mechanism on individual credit risk． This paper mainly dissertate integrative management on the credit risk of individu