深圳发展银行2008年三季报业绩发布会.PDFVIP

Shenzhen Development Bank 2008 3Q Report Release 深圳发展银行2008年三季报业绩发布会 2008-10 诚信、专业、服务、效率 Integrity、Professionalism、Service、Efficiency 1987年在深圳成立，深圳证券交易所上市公司（股票 代码:000001 ） Founded in Shenzhen China 1987, listed in Shenzhen Stock Exchange (Code: 000001) 深发展通过其全国18个主要城市的268家网点，为公司、 零售和政府部门等客户提供多种金融服务。 SDB provides a broad range of services to commercial, retail, and government customers, through 260 branches and sub-branches in 18 major cities across China. 第一家由境外战略投资者控股的中资银行.美国新桥投 资集团（Newbridge Asia AIV III, L.P. ）拥有16.76% 的股份。 First Chinese bank controlled by overseas investors. The bank’s shares are 16.76% owned by Newbridge Asia AIV III, L.P. 2 2008 Jan-Sep Results Highlights 2008年前三季度财务概要 实现净利润33.17亿元,同比增长77% Net profit 3,317 mm yuan, increased 77% YOY 基本每股收益1.42元，同比增长58% Basic EPS 1.42 Yuan, 58% up YOY 2008年9月30 日的资本充足率上升到8.84% CAR reached 8.84% at 30th Sep 2008 年化加权平均净资产收益率30.15% Annualized ROAE 30.15% 营业收入较去年同期成长38%, 经营成本收入比改善至35% Net operating income rose 38% YOY；Operating Cost to Income Ratio improved to 35% 所得税税率较去年同期下降956bps, 至23% Income tax rate decreased 956 bps YOY to 23% 3 2008 Jan-Sep Results Highlights 2008年前三季度财务概要 较上年底，截至2008年9月30 日，不良贷款率从年初的5.62%下降至4.28%, 不良贷款额110.8 亿元，较上年年底下降13.9亿，又一次实现双降 On 30th Sep 2008, NPL ratio declined to 4.28% from 5.62% at 2007YE and total NPL declined from end 2007 by 1,394 mm Yuan to 11 bn Yuan, achieving double decline again 总资产增至人民币4,415亿元，较上年底增长25% Total assets grew to 441.5bn Yuan ，increased 25% from end 2007 总存款增至3,484亿元，较上年底增长24%；总贷款增至2,591亿元，较上年底增长17% Total deposits reached 348.4bn Yuan at 30th Sep 2008, 24% up from 2007YE; Total Loans grew to 259.1bn Yuan, 17% up from 2007YE. 股东权益提升至184亿元, 较上年底增长41%; 每股股东权益增至7.69元，较上年底增长36%