个人投资高等教育风险分析的文献综述.docxVIP

本科生专业文献综述 题 目: 个人投资高等教育风险研究综述 姓 名: 学 院: 人文社会科学学院 专 业: 社会学 班 级: 社会 51 学 号: 指导教师: 职称: 2008 年 6 月 24 日 南京农业大学教务处制 个人投资高等教育风险研究综述 摘要：近年来我国个人投资高等教育的风险逐步凸显，成为学术界关注的课题。本文对这些研究进行梳理，得到结果表明：当前的个人投资高等教育风险研究主要是运用人力资本投资理论，以收益——风险研究为框架进行的。目的在于引导人们对个人投资的收益与风险形成正确的认识，规避投资的风险从而提高高等教育的效率，实现个人投资高等教育效用的最大化。国外对个人投资高等教育风险按照研究重点的不同分为以下类别：风险来自收益的不确定性、人力资本价格模型(HCAPM)理论、人力资本投资对收入风险的反作用。而当前国内研究主要受西方影响，根据风险产生根源的不同界定，提出了多种不同的概念。对个人投资高等教育风险的类型，主要是以来源、规避性质和风险性质来划分的。国内学者认为个人投资高等教育风险的起因主要来自家庭、个人、高校、劳动力市场等方面。最后，本文从研究状况及研究角度等方面指出了当前研究的不足。 关键词：高等教育；个人投资高等教育风险；概念；类型；原因 A Summary on Personal Investment in Higher Education Student majoring in Sociology Zhao Lei Tutor Zhang Chunlan Abstract：In recent years Chinas personal investment in higher education highlighted the risk gradually. At present, the risk of higher education on personal investment is mainly from investment in human capital theory with return - risk study as a framework for the research. It’s designed to guide people on the return and risk in personal investment in higher education to have a correct understanding of risk, to avoid the risk of investment in higher education so as to enhance the efficiency and achieve personal investment to maximize the effectiveness of higher education. Foreign study on the risk of investment in higher education on personal can be divided into several categories on the differences of focus;risk revenue from uncertainty,. the theory of HCAPM,the counterproductive of investment in human capital to revenue risk.The current national study is affected by the western influence. It advances many different concepts by the judgements of the risks the fountain. The types of risks in personal investment in higher education is divided by roots of risks,the quality of avoidance and the quality of risks.Domestic investment in higher education scholars believe that the personal risk isfrom the causes of families, individuals, universities, the labor market, and so on. In this paper, these studies were reviewed and finishi