我国房地产企业融资问题及对策的研究.docVIP

PAGE PAGE 5 毕 业 论 文 题 目： 我国房地产企业融资问题及对策的研究 专业： 经济学 班级： 学号： 学生姓名： 导师姓名： 完成日期： 我国房地产企业融资问题及对策的研究 摘要 我国房地产行业经过二十余年的发展，已经成为一个对国民经济具有重要影响的产业。当前，其开发资金来源还是以银行信贷为主的单一融资格局，而另外的融资渠道房地产信托、房地产基金、上市融资、私募融资等，由于各种各样的限制，融资规模仍然有限。所以在本文中，通过对我国房地产市场情况的数据分析及对比，分析了房地产企业的融资现状。针对我国房地产企业当前融资存在的一些问题，提出了相关对策，这些对策对于当前房地产企业融资具有一定的借鉴意义。如何突破我国房地产业发展的资金瓶颈，尽快建立健全多渠道的房地产融资体系，是现阶段我国房地产业面临的重要问题。 关键词：房地产企业；融资；对策 Research on Chinese real estate enterprise financing problems and countermeasures Abstract: Chinese real estate industry has an important effect on national economy after more than 20 years development.At present, Its development sources of funds are still a single structure that relies on bank credit. And other financing channels of real estate trusts, real estate funds, stock financing, private financing, due to various restrictions, financing scale is still limited. So in this paper, I analyze financing status of real estate enterprises through data analysis and comparison the development of Chinese real estate market.According to current financing existed problems of Chinese real estate enterprise,I raise relevant countermeasures which have certain reference significance for real estate enterprise financing.How to break the capital bottleneck of Chinese real estate development,and quickly establish a perfect and multi-channel real estate financing system as soon as possible is the important issues that Chinese real estate industry faces at present. Keywords: Real estate enterprise；Financing；countermeasures 引言 房地产作为一个与经济、社会和民生息息相关的行业，它的发展轨迹具有明显的经济和社会的特点，且能带动钢材、水泥、木材等50多个相关产业的发展。房地产投资增速过快，部分地区房产价格非理性上涨，市场投资投机现象严重，这些都成为形成“房地产泡沫的先兆。2007年初暴发于美国的次贷危机，其发源点就是房地产行业。为防止房地产行业发展中的问题最终危害到中国经济的健康发展，对中国的金融和实体经济产生危害，