《国贸专业英语》第9章资料.docVIP

PAGE 1 Unit 9 Insurance for Goods in Transit 货物运输保险 Is marine insurance(海上保险)only provided for ocean transport? Read the following article and you will know more about insurance for goods in transit. 海上保险是否仅仅为海洋运输提供服务?阅读下文，你将会对运输物资保险有更多的了解。 Key terms : marine insurance 海上保险 insurance interest 可保利益 total loss 全损 general average 共同海损 The insurance that covers losses of goods in transit is always called marine insurance（海上保险）, even though ocean transport may not be involved in the matter at all . 为货物在运输过程中所受损失提供保障的保险一般称为海上保险，甚至货物不在海上进行运输。Marine insurance is a contract（合同） whereby（凭那个） an insurer（保险人） indemnifies（赔偿） the insured(被保险人) against losses incident(伴随而来的) to transportation. 海上保险是一种合同，通过该合同，保险人对运输过程中的损失对被保险人进行赔偿。 Originally marine insurance was provided only for transport and consequently the name was adopted（采用）. 起初，海上保险仅仅为海上运输所提供，后来这个名字沿用了下来。When marine insurance applies to ocean transport it is called wet marine insurance（海洋海上保险）.应用在海上运输中的保险称为海洋海上保险。 If no ocean transport is involved it is called inland marine insurance or dry marine insurance. 如果不涉及海洋运输则称为内陆水上保险。Either way, it exists to protect goods from the perils（事故，风险） of transportation.无论是前者还是后者，都用于保护货物在运输中不受各种事故的影响。 Marine insurance for marine adventure(冒险) was one of the first forms of insurance.为海上冒险事业而设的海上保险是最早的险种之一。In early times insurance was forbidden by most Christian（基督教的）and Islamic（伊斯兰教的）religious（宗教的）tenets(信条) because it was interpreted（解释）as a means of avoiding the punishment God meant for（预定作某种用途） seafarers（航海者）.保险早期受到基督教和伊斯兰教信条的禁止，因为根据其教义，保险是航海者逃避上帝惩罚的工具。Attitudes changed quickly with the discovery of America and routes from Europe to Far East.发现美洲大陆以及欧洲到远东的航线后，这种态度很快得到转变。Not only did voyages become longer and riskier; but ships became larger and cargos more valuable. 随着航程越来越远，航行风险加大，船舶吨位上升，货物的价值增大。Ship owners who gladly accepted the risk of sailing a 70-foot ship from England to Franc