浅析企业信用评价指标.pdfVIP

Analysis of Corporate Credit Rating Index Abstract In one sense, the market economy is the credit economy. However, nowadays issues of enterprises breaking faith become more prominent; the rating system of corporate credit should be built up and strengthened as soon as possible. The choice of the credit indicators and the establishment of a scientific assessment model is the core of setting up a corporate credit evaluation system. Traditional indicators tend to put too much attention to the financial indicators and often make light of the integrity and social responsibility of an enterprise. The author believes that the integrity and credibility of an enterprise or rather, the honest and moral level of an enterprise’s main managers determines the level of the corporate credit. This paper puts forward new credit rating index with considering of the reality of our country in the hope of making a little contribution to the corporate credit evaluation system of our country. Keywords: enterprise, credit rating index, credit information agency, corporate credit evaluation system 1. Introduction Credit is a long accumulation of trust and credibility. It is difficult to get and easy to lose. Perhaps an enterprise will kiss 10-year accumulation credit goodbye because of the words or deeds at a time. From the angle of ethic, credit mainly refers to “contact performance” established and carried out by parties involving social and economic activities on the basis of honesty and trust for the purpose of morality. From the economic point of view, credit is also a mechanism maintaining normal social exchange. Credit develops accompanied by the market economy and now the market economy can be, as it were, the credit economy. As the presentation of one nation’s core competitiveness, enterprises