保险弃权与禁止反言的实证分析.docVIP

经典专科、本科、硕博、研究生、期刊毕业论文 经典2019成稿 仅供参考 经典专科、本科、硕博、研究生、期刊毕业论文 经典2019成稿 仅供参考 精心整理 仅供参考 勿用作商业用途 精心整理 仅供参考 勿用作商业用途 中文摘要 转移风险，分摊损失是大多数人购买保险的原因，也是保险运行机制的体现。可是随着保险业的迅猛发展，保险纠纷日益增多，投保方的合法权益经常受到侵害。在保险合同签订时，甚至是履行过程中和理赔时，说谎的总是保险人，保险就是骗钱成为许多保险消费者的共识。诚信在保险合同中显得尤为重要，故而最大诚信原则被保险法作为基本原则，而弃权与禁止反言制度作为最大诚信原则的内容之一，对保障诚信,维护投保方的利益具有重要的作用与意义，而且有助于整个保险市场的长期发展。近年来，相关保险裁判实例也多有该制度的适用。对保险弃权与禁止反言制度进行实证分析，有助于我们更清晰地把握和运用该制度。 关键词：弃权与禁止反言 保险 最大诚信 Abstract Transferring risk and sharing loss are the reasons why most people buy insurance and the embodiment of insurance operation mechanism. However, with the rapid development of the insurance industry, insurance disputes are increasing, and the legitimate rights and interests of the insured party are often infringed. When the insurance contract is signed, even in the process of performance and compensation, the liar is always the insurer, and insurance is to cheat money has become the consensus of many insurance consumers. Good faith is particularly important in insurance contracts, so the principle of utmost good faith is taken as the basic principle by insurance law, and the system of waiver and estoppel, as one of the contents of the principle of utmost good faith, plays an important role and significance in guaranteeing good faith and safeguarding the interests of the insured party, and contributes to the long-term development of the whole insurance market.In recent years, the relevant cases of insurance judgment also have the application of this system. Empirical analysis of the system of insurance waiver and estoppel will help us grasp and apply the system more clearly. Keywords:Waiver and Estoppel Insurance Utmost good faith 目 录 11630_WPSOffice_Level1 绪论 1 1145_WPSOffice_Level1 1.保险弃权与禁止反言制度概述 1 23454_WPSOffice_Level2 1.1弃权的法律概念 1 10832_WPSOffice_Level2 1.2禁止反言的法律概念 2 18187_WPSOffice_Level2 1.3保险弃权与禁止反言制度在立法上的体现 2 1749_WPSOffice_Level1 2.保险弃权与禁止反言制度的发展沿革 3 13365_WPSOffice_Level2 2.1弃权与禁止反言制度的起源 3 6606_WPSOffice_Level2 2.2保险弃权与