财务管理 ZN房地产企业的负债经营风险控制研究.docxVIP

PAGE 内容摘要 本文主要内容是研究企业的负债经营，首先我先了解了国内外的经济学家对企业负债经营的研究，这样我可以学习前者的智慧并结合自己的想法，为企业制定多一些有利于其负债经营的小策略。接着简述房地产行业负债经营大致状况，引出我写这个课题的目的。ZN企业是本文主要研究对象，我会通过ZN企业的财务报表来判断它的盈利能力、偿债能力、营运能力和发展能力，得出其整体的运营情况，根据这些情况对ZN企业进行风险识别；然后讲述对ZN企业风险识别的过程和结果，结果是：ZN企业可能面临利率变动、无力偿还和信用紧缩的风险；最后为ZN企业可能面临的风险设立一套适合它的负债经营的风险防范措施，比如招揽人才，寻找专业精英来预测企业的所要面临的经济环境，提前做好决策；提高公司员工的风险防范意识；改善企业的负债规模；最重要的是建立一套适合ZN企业的风险预警体系。 综合来说，房地产企业负债经营是由它的经营特点导致，不同企业的负债经营会存在不同的财务风险，但是风险防范与控制是可以采取措施去实现的，企业的全体员工都应该有风险防范意识，做好风险控制，所以，我们需要时刻注意企业的财务指标与财务杠杆的变化。 关键词：负债经营 风险识别与控制 房地产企业的财务指标 建议与措施展望 Abstract The main content of this paper is to study the debt management of enterprises. First of all, I have learned the research of domestic and foreign economists on the debt management of enterprises, so that I can learn the wisdom of the former and combine my own ideas, develop small strategies for businesses that are more conducive to operating in debt. Then a brief account of the real estate industry operating debt situation, lead me to write this topic. Zn Enterprise is the main research object of this paper. I will judge its profitability, debt paying ability, operation ability and development ability through the financial statements of Zn Enterprise, and get its overall operation situation, according to these conditions, risk identification of ZN enterprises is carried out, and then the process and results of risk identification of ZN enterprises are described. As a result, ZN enterprises may face the risk of interest rate changes, insolvency and credit contraction; Finally, it establishes a set of risk prevention measures suitable for the risks that the ZN enterprise may face, such as recruiting talents, finding professional elites to predict the economic environment that the enterprise will face, and making decision well in advance; Improve the risk awareness of employees, improve the scale of debt, the most important is to establish a set of risk early warning system for ZN enterprises. Generally speaking, the debt management