中小企业财务危机成因及对策分析.docVIP

中小企业财务危机成因及对策分析 摘要 我国中小企业在国民经济中的地位越来越重要，与此同时，中小企业普遍存在资金或资源相对贫乏、技术水平和经营理念相对落后、财务制度不健全、企业经营者风险意识淡薄等问题，以至于中小企业抗环境变化、抗风险能力相对薄弱，随着美国金融危机席卷全球，数以万计的企业深陷财务危机，特别是中国众多的中小企业更是难逃金融危机的影响，有的甚至濒临破产。如何防范、化解财务危机已成为中小企业面临的一项重要任务。本研究拟从中小企业财务危机的特征出发，针对中小企业财务危机产生的原因、应对策略进行分析。以帮助企业建立、完善财务危机预警制度、实施动态资本结构管理，进行有效的财务控制等措施，完善企业财务管理制度，以使中小企业安然度过财务危机，并规避和防范财务危机的再次发生。 关键词：中小企业；财务危机；原因；策略 SMALL AND MEDIUM-SIZED ENTERPRISE FINANCIAL CRISIS CAUSE AND COUNTERMEASURES FOR ANALYSIS ABSTRACE The?status?of?our?country?small?and?medium-sized?enterprises?in?the?national?economy?more?and?more?important,?at?the?same?time,?small?and?medium-sized?enterprises?widespread?or?resource?relatively?lack?funds,?technology?level?and?management?idea?is?relatively?backward,?the?financial?system?is?not?sound,?the?problem?such?as?business?operators?risk?consciousness,?so?that?small?and?medium-sized?enterprise?environmental?changes,?anti-risk?ability?is?relatively?weak,?as?the?U.S.?financial?crisis?worldwide,?tens?of?thousands?of?enterprises?in?the?financial?crisis,?especially?Chinas?numerous?small?and?medium-sized?enterprises?is?not?escape?the?influence?of?the?financial?crisis,?some?even?on?the?verge?of?bankruptcy.?How?to?guard?against?and?dissolve?the?financial?crisis?has?become?an?important?task?facing?small?and?medium-sized?enterprises.?Studied?in?this?paper?from?the?financial?crisis,?according?to?the?characteristics?of?small?firms,?for?small?and?medium-sized?enterprise?financial?crisis?causes?and?coping?strategies?are?analyzed.?To?help?enterprises?to?establish?and?perfect?the?financial?crisis?early?warning?system,?the?implementation?of?dynamic?capital?structure?management,?effective?financial?control,?perfect?the?enterprise?financial?management?system,?so?that?the?small?and?medium-sized?enterprises?survive?the?financial?crisis,?and?avoid?and?guard?against?financial?crisis?from?happening?again. Key words: Small and medium-sized enterprise;financial crisis ;reson;countermeasure 目 录 TOC \o 1-3 \h \u 28947 引 言 7