我国高储蓄率的形成及影响研究.pdfVIP

摘 要 改革开放以来，我国储蓄率保持在高位并持续上升。在国际经济形势不可预测的背 景下，为保持我国经济平稳较快发展，政府和社会各界都必须高度重视中国高储蓄率的 经济问题。我们必须深入分析我国高储蓄率形成的背景和原因，以及高储蓄率对经济发 展的积极和消极影响。努力探寻解决高储蓄率问题的办法，尽早解决高储蓄率给我国经 济带来的风险问题。 本文分析了中国高储蓄率的形成原因以及高储蓄率对中国经济发展的影响，旨在提 出一些解决我国高储蓄率经济问题的对策，需重视我国高储蓄率问题，以确保中国经济 继续高质量增长。 关键词：高储蓄率，形成原因，经济影响 Abstract Since the reform and opening up, Chinas savings rate has remained high and continues to rise. In the context of the unpredictability of the international economic situation, in order to maintain steady and rapid economic development in our country, the government and all sectors of society must attach great importance to the economic problems of Chinas high savings rate. We must thoroughly analyze the background and causes of the formation of Chinas high savings rate, and the positive and negative effects of high savings rates on economic development. Efforts should be made to explore ways to solve the problem of high savings rates, and to resolve the risks brought about by the high savings rate to the Chinese economy as soon as possible. This paper analyzes the reasons for the formation of Chinas high savings rate and the impact of high savings rates on Chinas economic development. It aims to put forward some countermeasures to solve Chinas high savings rate economic problems, and it needs to pay attention to Chinas high savings rate to ensure that Chinas economy continues to be of high quality increasing. Key words: High Saving Rate, Economic Impact, Cause of Formation 一 绪论 中国经济飞速发展，2010 年成为世界第二大经济体，仅次于美国，但中国的储蓄 率一直处于高位，受到国内外经济学家的广泛关注。高储蓄率是中国经济发展的重要 来源之一，高储蓄率使得经济运行的流动性和稳定性得到保证，但高储蓄率也有其消 极影响：长期的高储蓄率不利于经济发展，甚至可能阻碍经济发展。我国长期的高储 蓄率给中国经济发展带来了很多不利影响，解决好中国高储蓄率的经济问题对于确保 中国经济高质量发展有重要作用。 1.1 选题背景 改革开放以来，中国的储蓄率一直保持在高位并继续上升。在国际