新型农村社会养老保险运行状况及对策分析——以荥阳市为例.docVIP

PAGE PAGE 21 新型农村社会养老保险运行状况及对策分析 ——以荥阳市为例 摘要：中国有着五千年悠久历史，从古代的尊老爱幼到现代的赡养老人，国人始终将这一优良传统世代传承，然而，随着社会的不断发展，国家的日益强大，在老有所养，老有所终问题上面临着很大的挑战，中国是世界上人口最多的国家，其中60岁以上的老年人口大约1.44亿，其中60%在农村，农村养老问题日益突出，而河南作为农业大省，其农村人口更是多达6千多万，养老问题形势严峻，新型农村社会养老保险的推行，势必对河南的养老保障问题带来机遇与挑战，本文将系统阐述中国及河南农村养老保险发展历史，并以荥阳市新农保的推行所面临的问题加以具体描述，并寻找出可供参考的解决办法，为新农保的进一步科学完善设施提供理论依据。 关键词：新型农村社会养老保险荥阳市现状及对策 Running status quo and countermeasure study a new type of rural social endowment insurance The Xingyang as an example Abstract: with a long history of 5000 years of China, from ancient to modern parents care for the young, people will always be this fine tradition from generation to generation, however, with the continuous development of society, the increasingly powerful country, in a sense for the problem facing great challenges, China is the most populous country in the world among them, 60 years of age or older population of about 144000000, of which 60% in rural areas, rural old-age problem has become increasingly prominent, and Henan as a big agricultural province, the rural population is up to 6 times, the pension problem situation is grim, the new rural social pension insurance, old-age security is bound to Henan brings the opportunity and the challenge. This paper describes the development history and current situation of Henan rural endowment insurance, new rural social endowment insurance in Xingyang and in the implementation of the problems faced by the detailed description, and find out the reference solution, providing a theoretical basis for further scientific and new agricultural insurance facilities. Keywords: current situation and countermeasures new rural social old-age insurance xinyang 一、引言 （一）研究背景 礼运篇云：“使老有所终，壮有所用，幼有所长。鳏寡孤独废疾者，皆有所养。”中国古代就强调尊老爱老思想，更是注重对老年人的反哺，当时多以家庭养老为主，老人的照养多靠亲人及邻里，近代虽国家动荡不安，但受西方文化思想的冲击，孙中山提出的“三民主义”理论，确定了“以民为本”这一社会保障的理论框架，到了当代中国，经济基础决定上层建筑，农村社会养老保险制度随着社会经济的发展变化而探索艰难，新中国成立到十一届三中全会期间，我国的农村养老还依靠家庭养老、集体养老为主，以土地为依托。期间，家庭养老一度弱化，集体养老功能突出。十一届三中全会召开以后，国家确立了以经济建设为中心的中国特色社会主义道路，国家也