贵阳银行个人理财业务研究.docxVIP

贵阳银行个人理财业务研究 PAGE I 摘 要 随着贵州省市场经济的发展，越来越多的商业银行已经开始关注贵州市场的开拓，这些商业银行无论是在技术、资金、人才、管理等方面，都有着一定的优势，随着这些商业银行的业务的不断扩展，对于贵州省内的本土商业银行带来了一定的冲击。贵阳银行作为贵州本土的商业性银行之一，经过多年的发展，虽然具有一定的客户基础，在业务上也具有一些经验，但是在面对来自于其他商业银行的冲击下，也使得贵阳银行在发展的过程中受到很大压力和挑战，而作为银行主要业务之一的个人理财业务也在这样的环境中步履维艰。基于这样的原因，本文对贵阳银行个人理财业务过程中出现的相关问题进行研究和分析，同时借鉴其他商业银行发展过程中一些有用的政策和建议，结合贵阳银行本身的实际情况，对如何发展贵阳银行的个人理财业务提出几点建议，希望能够帮助贵阳银行在开展个人理财业务的过程中取到一定的帮助作用。 关键词：个人理财；贵阳银行；研究 PAGE II Research on Personal Financing Business of Guiyang Bank Abstract With the development of the market economy in Guizhou, more and more commercial banks have begun to pay attention to the development of the Guizhou market. These commercial banks have some advantages in technology, capital, talent, management and so on. With the continuous expansion of these commercial banks business, the commercial banks in Guizhou province have the local commercial silver in the province. The action has brought a certain impact. As one of the commercial banks in Guizhou, the Bank of Guiyang, after many years of development, has a certain customer base and has some experience in business. But under the impact from other commercial banks, it also makes the Bank of Guiyang suffer great pressure and challenge in the process of development, and as a bank. Personal financial services, one of the main businesses, are also struggling in such an environment. For this reason, this paper studies and analyzes the related problems in the process of personal financial management in Guiyang bank, and draws on some useful policies and suggestions in the process of other commercial banks development, and puts forward several points on how to develop the personal financial services of the Bank of Guiyang in connection with the actual situation of the Guiyang bank itself. It is hoped that this will help Guiyang bank to play a role in developing personal financial services. Key Words：Personal finance; the Bank of Guiyang; research PAGE IV 目 录 TOC \o 1-3 \h \z \u 摘 要 I Abs