广州市农民工社会养老保险问题研究.docxVIP

目录 TOC \o 1-3 \h \u 1绪论 1 1.1研究背景和研究意义 1 1.2文献综述 2 1.3研究方向与方法 3 2当前我国农民工典型养老保险模式 4 3广州市农民工社会养老保险现状分析 5 3.1广州市现行农民工养老保险政策 5 3.2广州市农民工养老保险的现状 5 4广州市农民工社会养老保险存在的问题及原因分析 7 4.1存在的问题 7 4.1.1参保率低，参保意愿不强 7 4.1.2 流动性强，退保率高 8 4.1.3 养老保险转移接续困难 9 4.2原因分析 9 4.2.1制度层次：城保模式的限制 9 4.2.2 企业层次:企业追逐利益，忽视农民工权益 10 4.2.3 农民工人口特征因素 11 5解决广州市农民工社会养老保险问题的对策与建议 15 5.1 加强监管力度，提高农民工养老保险企业投保率 15 5.2 不断完善养老保险政策 15 5.3 加大财政扶持力度，增强农村教育投入 16 6结论 17 参考文献： 17 致谢 18 广州市农民工社会养老保险问题研究 钟小奔 摘要:在我国养老保障体系逐步完善实施的过程中，由于企业追求利益最大化，养老保险模式的限制、农民工缺乏缴费能力以及流动性强等因素，导致了广州市农民工社会养老保险问题更加凸显，农民工在参保时受到一定程度的限制，农民工社会养老保险政策在实施制定时遭遇困境，农民工的社会养老保险权益和社会权利缺乏坚定可靠的保障。本文通过探究广州市农民工参加社会养老保险的现状以及颁布的相关政策，进一步分析目前广州市农民工参加社会保险存在的问题和原因，并针对农民工的人口特征提出有效的建议与对策，推动广东省农民工参加养老保险政策的完善与再设计，让社会养老保险能够覆盖更多人群，让农民工群体皆可以享受应有的养老保障福利，这对于对维护社会公平正义、推进城乡一体化具有重大意义。 关键词：农民工；社会养老保险；参保率 Research on the social endowment insurance of migrant workers in Guangzhou By Zhong Xiaoben March,2020 Abstract:In the process of the gradual improvement and implementation of Chinas pension security system, due to the factors such as the maximization of enterprises interests, the limitation of pension insurance mode, the lack of payment ability and strong liquidity of migrant workers, the social pension insurance problem of migrant workers in Guangzhou is more prominent. Migrant workers are limited to a certain extent when they participate in the insurance, and the social pension insurance policy of migrant workers is being implemented and formulated When encountering difficulties, migrant workers social pension insurance rights and social rights lack firm and reliable protection. By exploring the current situation of migrant workers participation in social endowment insurance in Guangzhou and the relevant policies issued, this paper further analyzes the problems and causes of migrant workers participation in social insurance in Guangzhou, and puts forward effective suggestions and Countermeasures Based on the