汇款的金融技术潜力：基于中美洲的视角-52页.docx

Electronic copy available at: /abstract=4026374 ? 2021 International Monetary Fund WP/21/175 IMF Working Paper Western Hemisphere Department Fintech Potential for Remittance Transfers: A Central America Perspective Prepared by Julia Bersch, Jean Fran?ois Clevy, Naseem Muhammad, Esther Pérez Ruiz, and Yorbol Yakhshilikov 1 Authorized for distribution by Patricia Alonso-Gamo June 2021 IMF Working Papers describe research in progress by the author(s) and are published to elicit comments and to encourage debate. The views expressed in IMF Working Papers are those of the author(s) and do not neces