信贷效率对于碳排放的影响分析.pdfVIP

信贷效率对于碳排放的影响分析 信贷效率对于碳排放的影响分析 张超1,2，康健3，颜建晔4 （1.北京大学经济学院，北京100871；2.中国民生银行博土后科研工作站，北京100032； 3.防灾科技学院经济管理学院，河北三河065201；4.中国农业大学经济管理学院，北京100083) 摘要：金融作为服务实体经济的血脉，对于经济发展效率以及碳排放具有重要影响，信贷效率的提高将对一国的碳排放 总量与碳排放强度产生重要影响。金融效率对于碳排放的影响不仅是重要的理论议题，更是事关中国双碳目标能否顺利实现的 重要现实问题。在理论分析的基础上，基于跨国面板数据进行实证研究，并使用工具变量进行内生性分析，研究发现：信贷效 率的提升不仅有助于降低碳排放总量，还有助于降低碳排放强度。结合中国国情，建议政府部门应鼓励金融创新、引导银行提 高绿色金融的战略地位、鼓励银行加强内部协同与外部合作，并同时加强数字化建设。 关键词：信贷效率；碳排放总量；碳排放强度 中图分类号：F127 文献标识码：A 文章编号：1004-292X(2023)05-0005-06 Analysis of the Influence of Credit Efficiency on Carbon Emission ZHANG Chaol-2, KANG Jian, YAN Jian-ye4 (1. School of Economics, Peking University, Beijing 100871, China; 2. Post-Doctoral Research Center of China Minsheng Bank, Beijing 100032, China; 3. School of Economics and Management, Institute of Disaster Prevention, Sanhe Hebei 065201, China; 4. School of Economics and Management, China Agricultural University, Beijing 100083, China) Abstract: Finance, as the lifeblood of serving the real economy, has a significant impact on economic development efficiency and carbon emissions. The improvement of credit efficiency will have a significant impact on a countrys total and intensity of carbon emiss- ions. The impact of financial efficiency on carbon emissions is not only an important theoretical issue, but also an important practical issue related to whether Chinas dual carbon goals can be successfully achieved. On the basis of theoretical analysis, this paper conducts empirical research based on transnational panel data, and uses instrumental variables for endogenous analysis. It finds that the improve- ment of credit efficiency not only helps to reduce the total carbon emissions, but also hel