青海2025自考[金融学]英语二易错题专练.docxVIP

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青海2025自考[金融学]英语（二）易错题专练

一、单项选择（共10题，每题1分）

1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.

A.forced

B.encouraged

C.limited

D.supported

2.InthecontextofChinasfinancialmarket,______playsacrucialroleinstabilizingassetprices.

A.futurestrading

B.foreignexchangereserves

C.mutualfunds

D.commercialloans

3.The______ofsmallandmedium-sizedenterprises(SMEs)remainsachallengeinQinghaiduetoinsufficientcreditchannels.

A.financing

B.regulation

C.expansion

D.diversification

4.Whendiscussinginterestraterisk,financialinstitutionsmustconsiderthe______oftheirloanportfolios.

A.liquidity

B.duration

C.profitability

D.volatility

5.ThePeoplesBankofChinasrecent______measuresaimtoenhancetheefficiencyofcapitalallocation.

A.monetarytightening

B.fiscalstimulus

C.regulatoryoversight

D.tradefacilitation

6.Whatdoeshedgingtypicallyinvolveinthefinancialmarket?

A.Speculatingonpricemovements

B.Reducingexposuretorisk

C.Increasingleverage

D.Long-terminvestmentholding

7.The______isakeyindicatorofacountryseconomichealthandiscloselymonitoredbyinvestors.

A.GDPgrowthrate

B.unemploymentrate

C.inflationindex

D.currencyexchangerate

8.In青海,thegovernmenthaspromotedthe______toattractmoreforeigninvestmentinthebankingsector.

A.BeltandRoadinitiative

B.WesternDevelopmentstrategy

C.MadeinChina2025plan

D.GreenFinancepolicy

9.Whatistheprimarypurposeofabondyieldcurve?

A.Totrackinterestratechanges

B.Toanalyzecreditrisk

C.Topredicteconomicrecessions

D.Tomeasuremarketliquidity

10.The______isafinancialtoolusedtotransferriskfromonepartytoanother.

A.derivative

B.mutualfund

C.insurancepolicy

D.treasurybill

二、完形填空（共1题，每题2分，共20分）

TheRiseofDigitalBankinginChina

ThedigitalrevolutionhastransformedthefinanciallandscapeinChina,