2025长寿革命_迎接新现实研究报告_30页_4mb.docxVIP

October2025

Thelongevityrevolution:

Preparingforanewreality

ThismaterialisforInstitutionalInvestorsandInvestmentProfessionalsonly,andshouldnotbedistributedtothegeneralpublicorberelieduponbyprivateinvestors.

Weknowthatretirementreadinessisaboutmorethansaving.It’saboutconfidencethatmoneywilllast,thatpeoplecan

stayactiveandconnected,andthattheycanlive

withpurpose.

-KeithMetters,President,

FidelityInternational

Contents

Retirementinthelongevitysociety 5

Aboutourlongevityresearch 6

Section1Longevityreadiness:Mappingournewreality 8

Section2Thefourpillarsoflongevityreadiness 10

Financialstability:Thefoundationthatenableseverythingelse 10

Physicalhealth:Theenablerofindependence 19

Emotionalwellbeing:Theinnerresource 21

Socialconnectivity:Thelongevitymultiplier 22

Section3Seizingthelongevitydividend 26

Thecriticalsuccessfactors 27

3 Thelongevityrevolution:Preparingforanewreality FidelityInternational

Foreword

Longevityisoneofthebestchallengessocietycanhave.Itgivesusmoretimetolearn,toconnect,tocontribute,andtoenjoylife.Butitalsoforcesustorethinkassumptionswe’veheldforgenerations.Thetraditionalmodelofeducation,work,thenretirementnolongerfitstherealityinfrontofus.Retirementisbeingredefinedasastageoflifethatcanstretchacrossthirtyyearsormore.Thatmakesplanning,preparation,andsupportmoreimportantthanever.

AtFidelityInternational,helpingourclientsprepareforthatfuturehasalwaysbeenattheheartofwhatwedo.Since1969,we’vebeenbuildingbetterfinancialfuturesthroughlong-terminvesting,innovativeretirementsolutions,andtrustedpartnerships.Today,wemanagemorethan￡74billioninworkplaceretirementassets,serving1.3millionmembersacrossnearly1,000plansworldwide.

Weknowthatretirementreadinessisaboutmorethansaving.It’saboutconfidence