英文保险产品试题库及答案.docVIP

英文保险产品试题库及答案

一、单项选择题（每题2分，共10题）

1.Whatdoes“premium”mean?

A.保险金B.保费C.保额

2.Theterm“underwriter”refersto_.

A.投保人B.保险人C.受益人

3.Whichisatypeoflifeinsurance?

A.HealthinsuranceB.TermlifeinsuranceC.Propertyinsurance

4.“Claim”ininsurancemeans_.

A.索赔B.投保C.承保

5.Whatis“deductible”?

A.免赔额B.共付比例C.保险期限

6.A“policyholder”is_.

A.保险公司B.保单持有人C.代理人

7.Whichisrelatedtopropertyinsurance?

A.LiabilityB.MortalityC.Morbidity

8.“Reinsurance”ismainlyabout_.

A.再保险B.原保险C.重复保险

9.“Insurableinterest”means_.

A.保险责任B.可保利益C.保险价值

10.Thedocumentthatdetailsinsurancetermsiscalled_.

A.PolicyB.InvoiceC.Receipt

二、多项选择题（每题2分，共10题）

1.Typesofinsuranceinclude_.

A.LifeinsuranceB.HealthinsuranceC.Propertyinsurance

2.Elementsofaninsurancecontractare_.

A.OfferandacceptanceB.ConsiderationC.Competentparties

3.Commonexclusionsinhealthinsurancemaybe_.

A.Pre-existingconditionsB.CosmeticsurgeryC.Routinecheck-ups

4.Featuresofwholelifeinsuranceare_.

A.PermanentcoverageB.CashvalueaccumulationC.Fixedpremium

5.Riskfactorsconsideredinpropertyinsuranceare_.

A.LocationB.ConstructionmaterialsC.Ageofthebuilding

6.Ininsurance,partiesinvolvedmayinclude_.

A.InsurerB.PolicyholderC.Beneficiary

7.Purposesofinsuranceare_.

A.RisktransferB.FinancialprotectionC.Investment

8.Whicharenon-lifeinsuranceproducts?

A.AutoinsuranceB.FireinsuranceC.Travelinsurance

9.Waystocalculateinsurancepremiummayinvolve_.

A.RiskassessmentB.LosshistoryC.Marketcompetition

10.Keytermsinaninsurancepolicyusuallycover_.

A.CoveragescopeB.PremiumamountC.Claimsprocess

三、判断题（每题2分，共10题）

1.Insurancecaneliminateallrisks.（）

2.Apolicyholdercanalwayschangethebeneficiaryfreely.（）

3.Termlifeinsurancehascashvalue.（）

4.Allp