后危机时代黄金理财可行性研究及策略分析.pdfVIP

51099602077 颖昉 后危机时代黄金理财可行性分析及策略研究 论 文 摘 要 2007 年金融危机以来，全球地缘政治日趋紧张，“超宽松”货币政策加剧了全球 流动性泛滥，各国 济刺激政策退出机制的不明朗，新兴 济体日益加大的通胀压力， 都增加了人们对于未来 济和生 的担忧。在这样的宏观环境背景下，黄金作为人类 社会公认的财富，以其特有保值增值功能，重新进入人们理财的视野。 在如今国内热门的理财方式中，黄金理财备受关注，特别是最近几年，各门户网 站纷纷推出黄金专栏，各银行、基金公司纷纷推出多种黄金产品，形形色色的黄金投 资公司如雨后春笋般涌现。黄金已完全摆脱了人们对于他投资门槛高、风险大的传统 观念，成为家喻户晓的投资保值选择。 本文正是结合后危机时代的宏观背景，对黄金理财可行性进行分析：分析黄金理 财究竟是否合适？是短期行为还是长期选择？金价到底是被高估还是被低估？金价 是否还能再创新高？以及面临众多的理财产品，作为普通的投资者究竟该 用 种黄 金理财策略。 本文通过研究国内外黄金理财的现状，对于黄金全球流通性，抵御 济周期，抗 通胀的理财特性等进行分析，指出黄金理财在现阶段的可行性。借助历年黄金价格及 其他相关数据的分析，来判断黄金价格的合理性及价格趋势。结合目前市场上各类黄 金理财产品的特性， 对普通的投资者提出了黄金理财的策略。 关键词：后危机时代，黄金理财，理财策略 51099602077 颖昉 后危机时代黄金理财可行性分析及策略研究 ABSTRACT Since 2007 financial crisis, because of the growing political instability and the economic recession—such as Military conflict in North Africa and the Middle East; Uncertainty of when and how the economic stimulus will exit; the increasing inflation pressures in the emerging economies-- people more and more worry about the future. Gold, the symbol of wealth in history, is thought to be the best asset to protect inflation. Now, people think about whether we should put gold into our asset portfolio and how to do it in the Post-Crisis Era. In recently，more and more people concern these issues, more and more products based on gold price are launched to market. Gold investment, never to be high threshold and risky, is becoming an investing option. In this historical background, this paper analyzed the financial manage feasibility of gold: does it suitable? Does it to be long term strategy or short term strategy? Does the gold price overvalued or undervalued? Which strategy is suit for us to do the financial management? Based on the characteristics of gold—the global circulation, resist the economic cycle, anti-inflation, Together with the f